✨ best for bank switches ✨

The UK's Cheapest
& Fastest Direct Debit Newsletter

Qualify for any bank switch offer with our 30p hassle-free newsletter.
We accept BACs Direct Debit at checkout.

If your switch offer requires debit card transactions, we can help with that too.

Switches make more sense with 30 Pence

We want YOU to benefit from bank switches, without worrying about all the technical stuff.

Get your Direct Debits sorted in 1 minute. It's that easy.  

Over 2+ Years Of Switching

We help hundreds of people switch every single month. We're the leading provider of cheap direct debits for bank switches... and we're the cheapest.

Cards

Fastest direct debit provider

We send the Direct Debit authorisation to your bank immediately. It will show on your account within 3-5 business days.

Checkout secured with Stripe

We use the internets most trusted payment processor, Stripe, to handle all payments. Your details are safe and encrypted.

Access our 30 Pence Newsletter

You'll be aded to our members-only email newsletter where we share exclusive offers, new switch offers and incredible deals.

Over 2,000+ switches so far

We've powered thousands of switches over the past 2 years, and we're famous for being the cheapest direct debit on the internet.

Cheap & Cheerful

All plans for our newsletter are billed monthly, can be cancelled at any time and are protected by the Direct Debit Guarantee.

Please note: We lose money on the 30p plan, but we keep it online for people that truly need it. Choosing a 60p plan helps us cover our costs and remain operational.

90p Direct Debit

Say Thanks With A Freddo ❤️

We'll help you make £100's from bank switches - if you think that deserves a Freddo, we would be so happy!

Create A 90p Direct Debit

60p Direct Debit

Support Our Service (Most Popular)

By choosing this plan, you are helping us break even and continue operating. It really does help. Thank you so much!

Create A 60p Direct Debit

30p Direct Debit

Not Recommended, We Lose Money

We're a small UK business and we lose money on this plan. If you’re able to, please choose the 60p plan instead.

Create A 30p Direct Debit

"Why would you offer a 30p plan if you lose money on it?"

When I was a skint student bank switches saved me a few times. Money was so tight I had to think twice about every penny.

I created this site to offer people the lowest possible cost direct debit so anyone can access these offers, even if money is tight.

Our payment provider takes 21p of every transaction and this site has other expenses that the remaining 9p doesn't even begin to cover.

If you need the 30p option, it’s there. No questions asked. I'm happy to personally absorb the costs for people that genuinely need the help.

However, if you can, please consider choosing the £0.60 plan to support the service and keep it running. It covers our costs and keeps everything sustainable.

Frequently Asked Questions

Everything you need to know about The 30 Pence Newsletter.

What is the cheapest direct debit for bank switches?

30Pence.co.uk is known for being the cheapest direct debit for the purpose of bank switches. They power hundreds of bank switches every month and they have been active for over 2 years.

30 Pence helps people get their bank switches sorted in days and is famous in the finance community for being the cheapest direct debit available.

Is this legit? How does it work?

Yes it's legit. We help hundreds of people switch banks every month with our low cost direct debits.

We use the biggest online payment processor in the world, Stripe, so your details are safe and fully encrypted.

We also use BACS Direct Debit protocol, so you're backed by the Direct Debit guarantee.

How long does it take to set up?

Your direct debit will normally show up as 'active' within your banks Direct Debit tab within 1 business day. However, this can vary per bank so it may take longer.

Payment will usually be taken within 3 business days of your DD becoming active, but in some cases can take 7 business days.‍

How do I set up a Direct Debit with 30 Pence?

1) Click the Get Started button below.

2) Choose your preferred Direct Debit cost.

3) Wait for your bank to approve the Direct Debit before starting your switch.

My switch offer wants 'debit card' transactions, can you help?

Yes - we can help with that.

We offer very cheap, one-off Debit Card Transactions to help you qualify for these offers.

Please note, these work differently than our Direct Debit plans. So double check your bank switch requirements, and double check you're signing up for the right plan on our site.

Click here to make debit card transactions.

How do I cancel the Direct Debit?

You can cancel the Direct Debit by using your banks online banking service and searching for your Direct Debit settings.

Using the mobile app of your bank is usually the easiest way. We recommend searching Google for 'how to cancel a direct debit on the (bank name) app'.

You can also call them directly to cancel it.

Why do you have plans that cost more than 30p?

Our payment processor, Stripe, takes 21 pence of every 30 pence processed.

So you could say we 'make' 9 pence per payment, but... our website, hosting & email costs outweigh the 9 pence.

The bottom line is - we lose money on our 30p direct debits.

Time's are tough at the moment, so we absorb this cost so that people who genuinely can't afford more than 30p can still sign up and take advantage of the bank switch cash.

However, if you can afford it, please help us stay alive by choosing a higher priced newsletter subscription.

If you can't, that's absolutely fine 😊

I need 2+ Direct Debits for my bank switch, will this still work?

Yes it will work! You can set up multiple direct debits using our service.

You can use the same email for multiple Direct Debits and they will all appear as seperate charges on your bank account.

Many of our users create multiple direct debits and we've also verified it ourselves. It works!

I need help, can I contact you?

Sure, just send us an email and we'll get back to you as soon as we can.

Update: We get lots of emails asking 'when will the DD show on my account'.

If it hasn't been 7 business days since you signed up, please give it a little longer. We can't speed up the process unfortunately.

Some banks are just slower than others.

Update 2: We cannot cancel Direct Debits for you before they have been authorised by your bank.

If you have changed your mind since creating a Direct Debit, please wait for it to show on your account, and then cancel manually via your banks app.

If you have a question that isn't answered above, please email:

[email protected]